We are a nation of house-buyers, with Brits desperate to put their money in bricks and mortar. However with mortgages harder to come by people are seeking out alternative options. If you have some collateral, that doesn’t mean you shouldn’t invest. And I may have a solution for you – dealing in modern art and vintage late twentieth-century furniture.
It has taken me 61 years to realise: I’m an idiot. Up to now, I’ve always been a generous tipper. If the hotel doorman hailed me a taxi he’d get a couple of quid. If the concierge sorted me a good table – a fiver. When I left, I incredibly even tipped the cloakroom lady for not losing my jacket.