One million people will be provided with bank accounts over the next five years. Since 2003, the number of people without a bank account has fallen from 3.75 million to 1.75 million, but many are still without this basic function, where they can receive their wages, benefits and their pension.
Higher winter fuel payment will be guaranteed for another year, to be paid by closing tax loopholes.
Inheritance tax threshold will be frozen for four years.
To extend tax credit system for people aged over 60. People will have to work less minimum hours to qualify for tax credits.
The annual ISA limit will rise from £7,200 to £10,200, of which half can be saved in cash, from next month. ISA limits will increase annually in line with inflation.
Parents of one and two-year-olds to receive £4-a-week increase in child tax credit from 2012.